Private Bank Analyst

Credit Analyst - Brisbane, Perth or Adelaide

Commonwealth Private strives to provide outstanding personal service and trusted advice to high net worth and ultra-high net worth individuals who have the intention to invest or borrow at least AU$2.5million. Quite simply, our breadth of experience means that we can offer clients a comprehensive range of solutions as well as market leading products and innovative investment opportunities.

We are backed by superior research capabilities and the extensive resources of the Commonwealth Bank Group, so we can help our clients achieve the best possible outcome. We have Private Bankers and Private Wealth Managers specialising in banking, lending, strategic advice, investments, and insurance located right across Australia.

Our vision is to be the private bank successful Australians recommend.

About your role

As a Private Bank Credit Analyst , you will be supporting our Private Bankers to provide exceptional service to their high-net-worth clients through value-add solutions.

Your core duties will involve undertaking financial analysis relating to both consumer and commercial credit as well as assessing the risks/opportunities for new and existing lending submissions. In addition, the assessment of the risks associated with increases in existing client's consumer and commercial credit.

Your responsibilities

• Write, negotiate, and manage consumer and commercial credit applications for new and existing clients.
• Complete quality consumer and commercial credit submissions to ensure the timely delivery of decisions, documentation and funding to the client and the accuracy of information.
• Apply analytical skills to business problems and effectively communicate outcomes and recommendations.
• Deliver exceptional customer service, client communication and engagement to support credit submission requests.
• Undertake detailed analysis of client and industry specific information focusing on the key financial drivers of each client to effectively meet their needs.
• Prepare concise and well-reasoned credit correspondence.
• Focus on quality, credit management and the minimising of credit and operational losses.
• Audit and review team files to meet credit assurance standards.
• Investigate credit policy framework and changes to support credit submission applications.

To be successful as a Private Bank Analyst you will have:

• Ideally consumer and commercial credit lending experience (Either customer facing/sales or credit/analyst environment)
• Credit analysis training and demonstrated experience with the ability to support deal structuring.
• Well-developed MS Excel skills and experience in performing financial analysis/modelling.
• Tertiary qualifications in a business-related discipline e.g. Banking, Commerce (desirable)

If you have sound credit analyst experience, we want to hear from you. Commercial credit experience will put you in the box seat for success. .

If you're already part of the Commonwealth Bank Group (including Bankwest, x15ventures), you'll need to apply through Sidekick to submit a valid application. We're keen to support you with the next step in your career.

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Advertising End Date: 03/10/2024

Job ID REQ218827