Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

Job Responsibilities:

Credit Risk Assessment

• Conduct comprehensive and objective risk assessment on loan applications and provide independent credit recommendation for Management / Credit Division’s reference. Ensure adequacy & accuracy of the content of credit & rating applications.
• Evaluate the company specific, industry and macroeconomic risk factors, banking relationship and account conduct that may affect the repayment ability of customers on an ongoing basis. Conduct daily credit monitoring on assigned borrowers.
• Check the compliance of covenants of long-term loan transactions. Participate in the customer/factory visit to collect updated information of the borrower’s business operation.

Credit Risk Management

• Undertake credit risk management & planning tasks for the Bank. Compile various management reports and analysis on the Bank’s portfolio for Management/ Credit Division’s review on regular basis.
• Follow-up the market environment & evaluate potential risk factors that may cast material impact to the Bank’s credit portfolio. Conduct regular stress test and examine trigger events. Examine the impact from major macro events on the credit portfolio.
• Participate in developing the Bank’s approach to ESG-related financial risks e.g. measurement, monitoring and reporting.
• Contribute to the evaluation of potential reputational risks to the Bank’s portfolio.
• Support & coordinate with relevant departments in handling on/off site credit inspections/credit-related queries from regulators/head office/APAC Risk Management Office (ARMO) and formulate/update the Bank’s credit policies/guidelines & coordinates for implementation in the Bank.
• Conduct monthly monitoring on the level of KRIs against the established credit RAF of the Bank.

Job Requirements:

• Degree holder of Economics/Finance/ Accounting/Business related field.
• Qualifications of CPA, CFA, FRM or other relevant finance certificates are preferred.
• Sound accounting knowledge with solid financial & credit analysis skills.
• Good knowledge on trade finance products and an ability to structure appropriate credit packages.
• Versatile knowledge in local & global market environment, trend of different industries
• Experience in interacting with senior members of the bank and control function.
• Analytical with good problem-solving and communication skills
• Able to work independently and as part of the Department.
• Trainer of junior officers.

We regret to inform that only shortlisted applicants will be notified.

MUFG Bank Ltd & MUFG Securities Asia Limited (collectively referred to as “MUFG”) is an equal opportunity employer. We view our employees as our key assets as they are fundamental to our long-term growth and success. MUFG is committed to hiring based on merit and organsational fit, regardless of race, religion or gender.