Responsibilities

• Develop and implement strategies to effectively manage and recover delinquent accounts.
• Monitor and analyze the performance of the portfolio to identify potential risks and take appropriate actions.
• Review and assess credit applications, ensuring compliance with company policies and industry regulations.
• Coordinate with internal departments, such as marketing, Collection and legal, to ensure timely and efficient resolution of delinquent accounts.
• Conduct regular portfolio reviews and provide recommendations for improvement.
• Prepare and present reports on delinquency rates, recovery rates, and portfolio quality to senior management.
• Stay updated on industry trends, regulatory changes, and best practices related to remedial management.

Requirements

• Bachelor's degree in Finance, Business Administration, or a related field.
• Minimum 5 years of experience in the same field required.
• Proven experience in remedial management within the multifinance industry.
• In-depth knowledge of lending principles, credit risk assessment, and legal frameworks related to debt recovery.
• Strong analytical skills with the ability to assess financial data and make informed decisions.
• Excellent communication and negotiation skills to interact with clients, internal teams, and external stakeholders.
• Ability to work under pressure and meet challenging targets.
• Proficiency in Microsoft Office Suite, particularly Excel and Power Point.

About Moladin
Moladin is Indonesia’s leading mobility fintech platform with end to end financing solutions for all players in the used car and EV ecosystem. Moladin empowers its rapidly growing network of more than 26,000 active used car agents and dealer MSMEs, and provides used car consumers with better financing access through digitized loan underwriting. This is supported by its strong used car capabilities with branches and warehouses covering more than 100 cities, industry-leading AI / Io T and partnerships with all top auto financing companies across Indonesia, and also through its OJK-regulated multi-finance company PT Moladin Finance Indonesia. Moladin’s vision is to be a positive driving force in the physical and social mobility of all the people it touches (“Mobility for all”).
For further information about Moladin, please visit https://moladin.com

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