Company Description

Coface is one of the leaders in trade credit insurance and business information products, helping around 50,000 customers build successful, growing and dynamic businesses all around the world.
We offer our clients tailor-made risk management solutions based on our global data coverage and our in-depth risk assessment expertise.
Coface’s experience means we can provide high-quality, high-value data to our clients. Our business information services help them with their risk management and operational decision-making.
We are looking for a new colleague for the Financial & Rating Analyst position in Romania!

Job Description

Main Responsabilities:
Harvesting of fundamental information. Production of Rating & Risk assessments:

• Contact companies and conducting online interviews aimed at harvesting meaningful in-depth financial & business information entailed in the Rating & Risk assessment process. Gathering & scouting for additional information (e.g. ownership, payment behaviour towards peers & State, sectorial considerations, etc) compulsory in devising a more complete Rating & Risk Assessment;
• Writing Debtor Risk Assessments devised for putting forth a complete risk profile of the subject Debtor while advocating for optimal exposure recommendation. Main focus on Entities part of Constructions Sector whereby both credit default risk as well as performance risk need to be assessed and scaled;
• Debating the produced Debtor Risk Assessments within the recurrent sessions of Coface Romania Risk Committee;
• Monitoring sensitive files, sending warning signals on specific events to Insurance Underwriting as well as to other involved COFACE departments;
• Handling worklist tasks generated out of the automatic workflow in a timely and efficient manner ensuring SLAs are observed.
• Producing & validating ratings according to Group delegation rules.

Communication:

• Pro-actively builds and maintains good working relationships with Underwriting and Information colleagues.
• Communicates to underwriters and management any adverse information which is relevant in the process of exposure review.

Compliance:

• Ensures compliance with regulations and procedures as ruled by COFACE and external governing bodies.

Qualifications

Requirements:
Minimum 2 years’ experience in corporate financial analysis
Economic university graduate – financial bachelor degree is compulsory.
Advanced communication skills
Very good command of written and spoken English
Accuracy and detail oriented person

Additional Information

• Learning and development opportunities through internal/external courses and trainings;
• Vendors discount programs (Therme, World Class, Bookster, Lensa, etc);
• Fruit day in the office;
• Other benefits (lunch tickets, gift tickets for Christmas and Easter, vacation tickets);
• Hybrid way of work;
• Flexibility of the working program in the desired interval in the morning.