Bytedance will be prioritizing applicants who have a current right to work in Singapore, and do not require Bytedance sponsorship of a visa.

Founded in 2012, Byte Dance's mission is to inspire creativity and enrich life. With a suite of more than a dozen products, including Tik Tok as well as platforms specific to the China market, including Toutiao, Douyin, and Xigua, Byte Dance has made it easier and more fun for people to connect with, consume, and create content.

Why Join Us
Creation is the core of Byte Dance's purpose. Our products are built to help imaginations thrive. This is doubly true of the teams that make our innovations possible.
Together, we inspire creativity and enrich life - a mission we aim towards achieving every day.
To us, every challenge, no matter how ambiguous, is an opportunity; to learn, to innovate, and to grow as one team. Status quo? Never. Courage? Always.
At Byte Dance, we create together and grow together. That's how we drive impact - for ourselves, our company, and the users we serve.
Join us.

About The Team
The Global Payment team of Bytedance provides payment solutions - including payment acquisitions, disbursements, transaction monitoring, payment method management, foreign exchange conversion, accounting, reconciliations, and so on to ensure that our users have a smooth and secure payment experience on Byte Dance platforms including Tik Tok.

Responsibilities
1. Manage daily liquidity operations on credit asset liability for consumer lending businesses, with In-depth knowledge on business scenarios and product features;
2. Build up credit asset liability cash flow and portfolio management model, and work out the strategy on asset liability match to ensure the balance between cost of funds and liquidity risks;
3. Support the analysis and negotiation with external partners to ensure sustainable funding sources for business expansion in terms of scale, quota, cost, risk, etc, and provide advice to support asset insurance, if any.
4. Responsbile for credit asset management related system development on key indicators, operational functionalities, and risk alerts.
5. Optimize credit asset mgt strategy and models leveraged by forecasting based on business features, and funding partner's capabilities.
6. Lead PM and R&D teams to develop the system capability to support consumer lending businesses in the long term.

Minimum Qualifications:

• Knowledge of funding costs from external parties in various consumer lending business scenarios, such as ABS and channeling loans, specifically in the SEA region.

Preferred Qualifications:

• Bachelor's or Master's degree in Finance or a related field.
• Experience in systematically thinking and learning quickly under pressure.
• Minimum of 5 years of experience in consumer lending, with expertise in SEA markets.

Byte Dance is committed to creating an inclusive space where employees are valued for their skills, experiences, and unique perspectives. Our platform connects people from across the globe and so does our workplace. At Byte Dance, our mission is to inspire creativity and enrich life. To achieve that goal, we are committed to celebrating our diverse voices and to creating an environment that reflects the many communities we reach. We are passionate about this and hope you are too.