Recarga Pay is the Super App that simplifies everyday payments for consumers and SMEs in Brazil.
The platform streamlines payments for over 6 million Brazilians by consolidating credit and debit cards, instant payments like Pix, and Open Finance, on a mission to democratize mobile payments and financial services in Brazil.
Featuring services such as bill payments, mobile top-ups, public transportation, installment plans, and loans, designed with convenience, low cost and flexibility in mind. Recarga Pay is changing the way both banked and unbanked Brazilians make their everyday payments and access their financial services.

Responsibilities

• Lead innovations in acquiring and processing products, focusing on developing and optimizing payment solutions that meet market demands and drive competitive advantage for the company.
• Make data-driven decisions, utilizing data analytics to identify operational efficiency improvements and support strategic decisions that enhance product performance and business growth.
• Collaborate with cross-functional teams to implement payment solutions, building robust business cases to ensure that innovations are viable, scalable, and aligned with business objectives.
• Manage and develop strategic relationships with key stakeholders in the payments ecosystem, including payment networks, BACEN, acquirers, and other partners.
• Conduct detailed financial analysis and create P&L statements to ensure the financial feasibility of new payment products, ensuring they are profitable and strategically sound.
• Ensure compliance with payment industry regulations, working closely with regulatory bodies to ensure that all products meet required standards.

Requirements

• Experience in financial product management;

• Experience in fintechs, acquirers or sub-acquirers;
• Proven experience in payment processing products;
• In-depth knowledge of the credit card processing market, including regulations, market trends, and consumer behavior;
• Experience building business cases to justify innovations in financial products, focusing on efficiency and differentiation in the market;
• Strong analytical and problem-solving skills;
• Advanced knowledge of P&L creation and financial analysis;
• Ability to manage multiple priorities and work in a fast-paced and growing environment;
• Experience with large data bases and analytics;
• Advanced SQL and Excel;
• Average english or spanish.

Benefits

• Medical and Dental assistance without co-participation;
• Life insurance;
• Flexible Meal voucher - Flash;
• Total Pass;
• Home office assistance - monthly deposit in the Recarga Pay app for personal use;
• Spanish classes;
• Educational partnerships;
• Discount in Universities for Undergraduate, Graduate and MBA courses;
• Anywhere office - work from wherever you want.

Diversity & Inclusion at Recarga Pay
Diversity is part of our DNA and we are in constant search for representativeness and evolution. We believe that our employees should be who they are, and that is what makes them unique in their roles - regardless of gender, religion, disabilities, LGBTQI+, ethnicity, generations and different experiences. And we are looking for people who are authentic and free to co-create a more inclusive and innovative company and society. Does it sound like you?

About the use of your Data
The candidate, when sending a resume with personal and professional data to participate in the Recarga Pay recruitment and selection process, is aware that the data will be used for the necessary analyzes and validations throughout the recruitment process and for hiring, if necessary, as well how you authorize Recarga Pay to share curriculum data with other companies in the Recarga Pay group if opportunities arise according to the candidate's profile.
In compliance with Law 13.709 / 18, LGPD - General Data Protection Law, the candidate may request the update, rectification and modification of their information during the recruitment and selection process, or, even, request the non-use of data under the terms the terms of applicable law.