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Silvr - one of the leading European Neo-Lender for SMEs


Silvr is one of the leading European Neo-Lenders for SMEs, specializing in providing fast, secure, and easy-to-access funding for SMBs. Established in 2020, Silvr has become a pioneer in advanced data-based scoring technology, supporting companies looking to diversify their funding sources.


With its headquarters in France and an additional location in Berlin, Germany since January 2023, Silvr has raised over €330M of equity and debt and deployed hundreds of millions of euros to thousands of companies across Europe.


Currently boasting around 50 employees, Silvr has developed a unique financial scoring system based purely on precise, real-time, non-falsifiable data, which every business can connect within minutes. As one of the fastest-growing Bto B digital lender in Europe, Silvr is committed to its ambitious mission of supporting the growth of businesses across the continent.

What we need:

We are looking for a Risk Analyst to help us sign our German clients, analyze the risk exposure, and manage the relationship with our local recovery partner.
As a Fintech, this position is at the center of our development.
Within the Risk team, your objective will be to gather all the information necessary to study a file, produce a financial analysis, and write your summary of the company. For the German Market, you start from scratch: you will help us to implement and improve our Risk process. You will work in collaboration with the Investment Associate and Operations teams and will work with the product and engineering teams to scale your efforts.

What you’ll do:

• Analyze the financing risks and interpret the client files presented by our Investment Associates, assisting them in all client proposals (study of the files, calculation of the maximum amount of possible financing, the study of financial statements and bank statements, profitability, and liquidity analysis, client interviews…),
• Maintain risk exposure for Silvr,
• Participate in the improvement of risk detection tools developed by Silvr, in collaboration with the Product team,
• Participate in the improvement of the Silvr product specifications,
• Help to set up the Risk process for the German market.

What you have:

• 3 to 5 years of experience as an Associate or Analyst in a corporate bank / Fintech / private debt fund/equity firm / VC,
• Curiosity and critical thinking: you know how to investigate different databases, dig into files, and cross-reference sources to make a decision quickly,
• Rigor: you know how to justify your decisions and stick to them,
• Good interpersonal skills,
• Fluency in German and English, you know the German business culture well.
• French is nice to have, but it is optional since Silvr is an English-first company.

What we offer:

30 days annual leave,
Competitive salary (fixed and variable) and granting of BSA,
Provision of a laptop (Macbook),
‍ Hybrid working: 3 days per week remote work,
Transport: Silvr covers 50% of the cost of BVG tickets,
️ Annual team events at various locations,
Further training opportunities through regular offers,
Lunch: €6.90 per working day up to 15 working days per month,
️ Budget for remote equipment: €200.

Recruitment Process:

1) Call with Camille (HR Manager) (30 min),
2) Call with Sébastien (your future manager and COO) (45 min),
3) Written Exercise to discuss with Sébastien and a Risk Analyst from our team,
4) Meet your future team and Nima (CEO)(1 hr).