Loan Sales Executive/Wealth Management

The Concept Group

Unspecified

New

Today

VACANCY


Location: Abuja (FCT) , Anambra, Kano, Lagos, Ondo, Osun, Oyo, Rivers,
Country: Nigeria
Experience: 2 - 10


Job Description:
SCOPE AND IMPACT
The candidate will be tasked with the responsibility of selling various loan products. He/ She will act as liaison between
customers and our financial institution and will help qualified applicants acquire loans in a timely manner.
JOB SUMMARY
The Rosabon Sales Executive is required to collect and prepare all materials needed to process transactions (loans and investments). He/ She will also responsible for reviewing loan applications evaluating the potential risks of granting loans to applicants.


DUTIES & RESPONSIBILITIES

• Evaluate credit worthiness by processing loan applications and documentation within specified limits

• Interview applicants to determine financial eligibility and feasibility of granting loans

• Determine all applicable ratios and metrics and set up debt payment plans

• Communicate with clients either to request or to provide information

• Justify decisions (approvals/rejections) and report on them

• Complete loan contracts and counsel clients on policies and restrictions

• Review loan agreements to ensure that they are complete and accurate according to policy

• Update account records, Compute payment schedules and transactions on ERP

• Confer with underwriters to aid in resolving loan application problems.

• Update job knowledge on types of loans and other financial services

• Assess customer needs, explore all options and introduce different types of loans

• Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas

• Deposit mobilization to meet set targets

QUALIFICATIONS/REQUIREMENTS

• Proven working experience as a Loan Officer

• Familiarity with computers and banking applications/software

• Solid understanding of direct/indirect lending products and practices

• Customer satisfaction orientation and sales competencies

• BS degree in finance, economics or a related field

Interested candidates should kindly forward their CVs to sales.careers@conceptgroup-ng.com using the "Job Title" as the subject of the mail


!->

Show more

Show less