GROUP BNP PARIBAS
BNP Paribas Group is the top bank in the European Union and a major international banking establishment. It has close to 185,000 employees in 65 countries. In Spain we are more than 5,100 employees within 13 business lines.

PERSONAL FINANCE

BNP Paribas Personal Finance, through its brand Cetelem, specialises in consumer credit, personal loans and card management. It is a financial partner of major retailers, consumer goods companies and car dealerships, as well as a benchmark in market analysis thanks to the Cetelem Observatory studies. BNP Paribas Personal Finance has 20,000 employees serving more than 20 million customers.

ABOUT THE JOB

MISSION:
Ensure legal advice to support the development of activities and projects, finding innovative solutions and ensuring an adequate assessment of legal risks to support the development of BNPL business (‘buy now pay later’). Support in the relationship with the Supervisory Authorities.
MAIN TASKS:

Contractual consultancy (including drafting, review and negotiation) for B2B contracts and support in relation with suppliers/partners.
Regulatory watch activities with reference to the applicable Spanish and Portuguese legislations, regulatory legal advice in relation with Spanish and Portuguese regulators (Bank of Spain, Bank of Portugal, Data Protection Authorities, etc.), support in the implementation of the Spanish and Portuguese legislations applicable to B2C contracts, including the implementation of Directive 2023/2225/EU, and support for specific legal issues related to the Spanish and Portuguese regulations /laws applicable within the scope of BNPL activities.
Regulatory legal support regarding any new BNPL products, processes and procedures.
Support in the most important or difficult complaints filed by FLOA customers in Spain and Portugal.
Legal advice on the validation of advertisings and/or any customer communications.
Support on any legal matters - within the Legal Group Charter perimeter - that could occur and that would be necessary for the conduct of BNPL activities.

TECHNICAL SKILLS

Degree in law
Preferable passing of the bar exam or legal practice
Total work experience min 8 years

TRANSVERSAL AND BEHAVIOURAL SKILLS

Negotiation
Influencing
Accuracy and precision
Initiative and Flexibility
Team working
Ability to analyse and synthesize
Problem solving
Business orientation

LANGUAGE SKILLS REQUIRED

English Level: good
Spanish level : good (if Portuguese is the native language)
Portuguese level : good (if Spanish is the native language)

Preferable language skills

WORKPLACE

Madrid or Porto (no support measures) with a willingness to move to France and to Spain or Portugal.

BENEFITS

Training programs, career plans and internal mobility opportunities, national and international thanks to our presence in different countries.
Diversity and Inclusion Committee that ensures an inclusive work environment. In recent years, several employee communities have been created to organize diversity and inclusion awareness actions (PRIDE, We Generations and Mix City).
Corporate volunteering program (1 Million Hours 2 Help) in which employees can dedicate time out of their working hours to volunteer activities.
Flexible compensation plan.
Hybrid telecommuting model (50%).
31 vacation days.

DIVERSITY AND INCLUSION COMMITMENT

BNP Paribas Group in Spain is an equal opportunity employer and proud to provide equal employment opportunity to all job seekers. We are actively committed to ensuring that no individual is discriminated against on the grounds of age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity/paternity, race, religion or belief, sex or sexual orientation. Equity and diversity are at the core of our recruitment policy because we believe that they foster creativity and efficiency, which in turn increase performance and productivity. We strive to reflect the society we live in, while keeping with the image of our clients.