• Evaluates multiple products and their risk factors in a holistic and customer-centric approach to determine risk acceptability and rating.
• Reviews and evaluates quotes, new applications, renewals, revisions, and cancellations to determine risk acceptability for high touch, high value, critical accounts, corporate accounts, and key broker partners.
• Evaluates complex risks and determines if risk is acceptable, needs modification, or should be declined based on analysis of all information pertinent to the risk and within the underwriter's authority.
• Calculates premiums, ensuring that appropriate rates are used, and application discounts and surcharges are applied within established underwriting guidelines, applicable laws, and regulations.
• Negotiates with brokers as to the conditions, limitations, rates, and premiums to apply.
• Corresponds with brokers to request information and explain underwriting requirements and decisions.
• Reviews and approves requests that fall outside the authority levels of staff in less senior positions.
• Collaborates with internal and external stakeholders to discuss risk acceptance and policy wording interpretation.
• Interprets and applies policy wordings, conditions, limitations, rates, and premiums with a strong focus on customer needs.
• Completes large loss, underwriter reviews and claim alerts providing feedback and recommendations on underwriting decisions and actions.
• Collaborates with loss prevention partners (internal and external) to measure risk acceptability and to improve risk.
• Understands existing and emerging industry and regional trends and market conditions and obtains additional information on risk if required. Applies this knowledge to business decisions.
• Analyzes and makes data-driven decisions on broker’s book of business.
• Participates in periodic work reviews for quality assurance purposes for underwriters and brokers.
• Participates in projects and initiative planning.
• Identifies and recommends improvements to insurance products and/or systems.
• Determine percentage of involvement in ceding and placement of policies (where required).
• Provides exceptional service delivery in the management of portfolio underwriting, maintaining an informed mindset and challenging the status quo to provide the best underwriting service.

• Delivers one view of personal lines that combines product, technology, and services for broker partners.
• Identifies opportunities to improve broker experience and seeks to find solutions while adhering to the company guidelines.
• Develops and maintains relationships with an assigned group of brokers to develop lasting and profitable relationships, which involve broker visits.
• Collaborates with claims and other departments to deliver a consistent experience to brokers and customers.
• Assists with training to staff, brokers, and external parties on products and procedures. Prepares and conducts formal presentations.
• Understand the technology brokers use and offers tailored approaches to deliver on the ease of doing business mandate.
• Explains underwriting criteria and decisions to brokers (verbally and/or in writing).
• Evaluates broker's portfolios to identify positive or negative trends with respect to quantity and quality of business.
• Proactively manages assigned brokers to shape their portfolios to match SGI CANADA's target portfolio.

• Monitors and oversees the assignment of work.
• Delegates, reviews, and ensures quality of work.
• Leads the implementation of business processes, operations and policies through training, practical application, and feedback.
• Provides input or participates in performance feedback.

• Supports a culture of leadership and accountability to effectively meet the key accountabilities within the scope of the role.

• Displays leadership by committing to a culture of continuous learning/development of self and supports others by actively sharing knowledge, providing guidance, mentoring, training, and supporting developmental opportunities.
• Demonstrates that the Health, Safety and Emergency Management Policy is applied in area of responsibility for self and others.
• Actively applies knowledge to support transformation and strategic initiatives of the corporation, while participating and advocating change and applying a growth mindset.

• Advanced knowledge of the coverages of insurance products and related provincial/federal legislation applicable Personal Lines (Auto or Property)
• Advanced knowledge of the Principles & Practices of Insurance
• Advanced knowledge and skill of the rating procedures, the interpretation and application of established criteria and/or procedures to determine appropriate premiums, coverages, and deductibles for applicable insurance products.
• Advanced knowledge and skill of the rating procedures, the interpretation and application of established criteria and/or procedures to determine appropriate premiums, coverages, and deductibles for applicable insurance products.
• Proficient knowledge of other lines of insurance.
• Proficient skill in promoting SGI CANADA insurance products to brokers.

• A two-year diploma from an accredited post-secondary education institution in a relevant field of study, such as Business.

• 5 – 7 years’ experience in underwriting.

Pay Range:$72,046.00 - $90,920.00 September 5, 2024