Indonesia Job Openings
Honest Bank
Credit Risk
Jakarta
FULL TIME
September 5, 2024
Credit Risk
We're a financial services company leveraging cutting-edge technology to provide fintech and financial solutions to the underserved Southeast Asia market. Our team is a diverse and carefully selected group of finance and tech professionals worldwide.With the successful launch of our first product. Our top-tier international talent continues to innovate and drive forward in our fast-paced and quality-driven environment.Our journey is marked by continuous learning, growth, and a passion for our work. We remain committed to breaking new ground, adapting, and thriving amidst the challenges and opportunities that lie ahead.
This role will primarily fulfill three functions:
1) Representative of the credit team with the regulator - the candidate must be able to have a detailed understanding of the credit policies in place, and be able to explain and defend these policies to the regulator, and in turn provide insights from the regulator back to the credit team. This requires a deeply analytical person who is at the same time strong in communication and stakeholder management.
2) Build and execute productive loan credit policies - the candidate will need to help develop rules to evaluate and approve credit lines to large developers (or in the future perhaps other types of corporate loans). For this, understanding of reading company financial statements is a must, and experience with corporate loan or SME loan evaluation would be preferred.
3) Help localize general credit policies - the credit team needs market and regulation specific insights to help take into consideration country specific information. For this we need a candidate who has experience building policies using external data etc., and will be able to e.g. analyze data from external providers and see how they could be effectively used in credit policies.
Requirements:
- Bachelor's degree in Finance, Economics, Accounting, Business Administration, or a related field.
- Several years of experience in credit risk analysis in Financial Industry.
- Excellent written and verbal communication skills to effectively present findings and recommendations.
- Proficiency in financial software, databases, and tools such as Excel, SQL, and risk management software.
- Familiarity with statistical analysis tools (e.g., SAS, R, Python) is often beneficial.
- Ability to identify potential credit risks and develop effective strategies to mitigate them.
- High ethical standards and integrity, especially in handling sensitive financial information.
- Ability to work collaboratively in a team environment, often with tight deadlines.
Hiring is something we do with care. Because of that, having a transparent and thorough recruitment process is key. If you liked what you've read and are up for the challenge, here is what to expect after submitting your resume:
At Honest, we're working hard to build the future of finance for Asia. To do so, we prioritize attracting the best talent worldwide to join us – regardless of their background and heritage.
At Honest, we are committed to equal employment opportunity regardless of race, color, ethnicity, ancestry, religion, national origin, gender, sex, gender identity or expression, sexual orientation, age, citizenship, marital or parental status, disability, or other class protected by applicable law. We are proud to be an equal-opportunity workplace.
If you want to change how people access finance in Asia, join us and help us build a global company where we're all proud to belong.
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