Benefits Overview:

• Careers with a purpose. Stand for something!
• Time-Off Packages, 15 days of vacation, 10 paid sick days and 11 paid holidays
• Competitive Compensation & Incentive
• Hybrid work model: flexible arrangements for most positions
• Benefits Packages, including Medical, Dental and Vision coverage, Disability, AD&D, and Life Insurance
• Robust associate training and development with Co Bank University
• Tuition reimbursement for higher education up to 10K
• Outstanding 401k: up to 6% matching and additional 3% non-elective contribution
• Community Impact: United Way Angel Day, Volunteer Day and Associate Directed Contribution
• Associate Resource Groups: creating a culture of diversity and inclusion
• Recognize a fellow associate through our GEM awards

Job Description: Essential Functions:

• Analyzes and processes audits, financial statements, and other borrower reporting including new, complex, and syndicated loans. Assists team with internal and external auditing functions and findings, as necessary.
• Monitors financial statements and borrower reports for compliance with terms and conditions of loan agreements.
• Prepares and underwrites credit reports as assigned, consulting with Relationship Managers, Credit Managers, and other credit personnel as needed.
• Conducts progressive credit analysis, including but not limited to credit administration and risk analysis in specifically assigned areas. Analyzes, reports, and makes recommendations related to credit decisions for Co Bank borrowers and assists in identifying specific or general areas of concern.
• Develops knowledge base and understanding of bank guidelines, policies, and procedures for presentation of credit information.
• Reviews overall profitability and credit quality of a loan portfolio. Recommends credit decisions as appropriate.
• Assists in developing and implementing marketing and account servicing plans to capitalize on marketing opportunities within designated industries.

• Experience in accounting/finance classes in undergraduate curriculum.
• Experience or education creating, modeling and/or analyzing management, finance, operations, marketing, or other relevant concepts in a business environment preferred.
• Experience managing multiple priorities and working both independently and as part of a team.
• Aptitude for financial analysis.
• Strong customer focus, detail orientation, and time management skills.
• Ability to build and maintain effective working relationships with all levels of management and staff.
• Excellent verbal and written communication, presentation and interpersonal skills.
• Knowledge of Microsoft Office applications (Outlook, Word and Excel) and other business software.
• Some travel or temporary relocation may be required.

Education:

• Bachelor's Degree required in relevant business related discipline

Work Experience:

• Experience or education creating, modeling and/or analyzing management, finance, operations, marketing, or other relevant concepts in a business environment required

Physical Exertion Details: Travel Requirement Details: About Co Bank: