Indonesia Job Openings

Kredivo Group

Secured and Productive Loan Policy Officer

Jakarta

FULL TIME

September 3, 2024

Kredivo is one of the fastest-growing consumer finance products in Indonesia. Kredivo provides buyers with instant financing to buy their favourite e Commerce products on more than 300 merchants, with a simplicity of a 2-click checkout. Kredivo performs instant credit risk decisions on its users using more than 5000 features that span a user's digital footprint.

About the Role:
  • Design, develop, and implement secured and productive loan policies and procedures.
  • Ensure loan policies comply with applicable laws and internal company policies.
  • Perform the QC process of secured/productive loan.
  • Monitor secured/productive loan portfolios to identify potential risks and develop mitigation strategies.
  • Prepare regular reports on secured/productive loan performance for management.
  • Involve actively in the development of new secured and productive loan products/process
  • Communicate with internal and external stakeholders to ensure a clear understanding of secured/productive loan process.

About You:
  • Minimum Bachelor's Degree in any major
  • Minimum 2 years of work experience in credit analyst for productive loan (MSME, corporate loan), credit risk policy in financial industry
  • Good skill in operating Microsoft (word, excel, power point) and database SQL will be an advantage.
  • Knowledge of the provisions of OJK and applicable laws and regulations related to financial business activities
  • Deep understanding of credit principles and risk management.
  • Strong analytical skills and attention to detail.
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