Key Responsibilities:

• Reviews the completeness of loan application, Credit Approval Memorandum and loan documents.
• Validates the information reflected on loan application, Credit Approval Memorandum and authenticity of loan documents by conducting interview with potential borrower, co-borrower/co-maker and character references, trade checking, bank checking, agency/employment verification and credit investigation
• Determines creditworthiness of the borrower based on application of existing measures.
• Verifies borrower’s payment history of previous or existing loan/s with other financing institutions.
• Informs the concerned Branch or Marketing Department regarding the status of account or additional document/requirement to be complied by the borrower.
• Prepares report regarding discrepancies on information/data reflected on Credit Approval Memorandum submitted by Account Officer against verification with borrower/co-borrower/co-maker.
• Calls the clients with “hold account” status to follow up lacking loan documents/requirements.
• Performs other related functions that may be assigned from time to time.

Key Requirements:

• Graduate of any four-year business course
• Preferably with at least six (6) months related experience in loan/credit review
• Has knowledge in credit analysis, loans/credit operations
• Must be innovative and creative in approach to loan/credit review process
• Self-motivated and has the ability to work independently in a fast-paced environment
• Has keen attention to details and has good communication skills
• Should know proper telephone etiquette/has the ability to handle different personalities well.
• Willing to report onsite in Ortigas, Pasig City

Job Type: Full-time
Pay: Php14,000.00 - Php15,000.00 per month
Benefits:

• Company events
• Health insurance
• Paid training

Schedule:

• 8 hour shift
• Monday to Friday
• Overtime

Supplemental Pay:

• 13th month salary