Portfolio Management

• Performs day-to-day credit analysis related to ratings, research, presentations, and investor outreach. Examples of analytical work produced include:

o Reviewing financial statements and charts, analyzing data and financial statements, building and updating financial forecasts, and writing analytical commentary in accordance with Moody’s methodologies.
o Assisting with proprietary models and new financial projections as applicable, identifying trends in data, and applying analytical skills and judgment to form well-reasoned credit conclusions.
o Reviewing transaction documents and building knowledge of cash flow and loss allocation rules.
o Prepares first draft of rating committee memos, in collaboration with Lead Analysts.
o Attends and participates in rating committee meetings, including offering analysis and opinion where appropriate.

• Develops strong working knowledge of Moody’s methodologies and credit rating best practices, applying these with moderate guidance.
• Develops the ability to understand and identify key factors that affect issuer credit ratings. Interprets and analyzes financial data and other credit inputs provided by internal and external parties. Engages with issuers directly for follow-up clarification and information.
• May complete Credit Estimates used to assess elements of credit risk in certain rated transactions.

Research & Investor Outreach

• Contributes to the first draft of core research e.g. credit opinions, issuer and sector comments, press releases, pre sale and new issue reports etc. in collaboration with Lead Analysts.
• Contributes to research strategy, including idea generation and preliminary drafting, adhering to Moody’s research standards.
• Attends investor briefings and issuer meetings as required; helps prepare presentation materials; arrives prepared to engage in discussions.
• Builds positive relationships with issuers - displays initiative to understand the issuer’s business and proactively responds to issuer enquiries.

Credit Administration

• Operates internal systems and software specific to the rating group.
• Constructs and takes ownership of analytical databases as applicable. Identifies all issues with data for follow up with Lead Analyst.
• Demonstrates thorough understanding and judgment in applying Moody’s processes, documentation standards and best practices, adhering to all laws and policies.

Coaching & Guidance

• Provides clear, concise and constructive guidance in the delegation of work to support teams.
• Actively managing workload pipeline in order to provide sufficient time for completion. Seeks Ratings Associate Team Manager (RATM) guidance where needed to determine how to allocate work.

Risk Identification and Escalation

• Ensure compliance with applicable laws, regulations, policies, and procedures to certify relevant key codes as required. Complete mandatory required training in a timely manner.
• Awareness of Moody’s risk management approach.
• Increase awareness of cyber risks and avoidance of vulnerabilities e.g., e-mail use (phishing, malware)