What is the opportunity?

This role within the Credit Client Fulfilment team will support the WMI Credit team in the delivery of credit products and solutions within the UK and CI. This role will administer all facets of client fulfilment, ensuring that the process from underwriting approval, drawdown and ongoing facility maintenance balances appropriate risk controls with overall client experience.

The role includes tasks associated with preparing credit documentation and the review of externally drafted documentation related to credit transaction as well as supporting the conditions precedent process.

The role will further include tasks associated with ensuring the credit risk monitoring and control activities are sufficient to safeguard the bank's lending activities and that credit exposures are duly monitored and managed in full in accordance with the bank's policies and relevant credit approval conditions.

What will you do?

• Assist in the execution of all core Client Fulfilment control and monitoring responsibilities and contribute to preparing, reviewing and issuing documentation for credit transactions in accordance with relevant policies and procedures.
• Develop towards process improvement and implementation of streamlining, automation or otherwise improvement of existing processes and practices within the team. Suggest any process changes required to support the Credit book growth related to RBC Brewin Dolphin.
• Co-ordinate transactions through to a successful completion and drawdown, ensuring that all necessary pre-completion steps and checks are taken, including liaising with other involved parties to assist with the timely delivery of all conditions precedent requirements.
• Assist to ensure that all necessary security perfection steps and post-completion requirements are accomplished within the required timeframe.
• Prepare amendment and supplemental documentation in relation to existing loans and prepare documentation to deal with default/reservation of rights scenarios.
• Comply with the requirements for the safe-keeping and storage of originals of client documentation in accordance with internal policies and procedures.
• Provide support for collateral monitoring and credit limits to be monitored daily to ensure compliance within policy or exceptions granted. Shortfalls and/or excess to be escalated within the allocated time frame for UK & CI.

What do you need to succeed?
Must-have

• Excellent interpersonal skills, investigative skills and problem-solving skills.
• An understanding of the requirements of a control environment and how to balance this with process efficiency.
• Ability to work independently with supervision and guidance.

Nice-to-have

• An understanding of Wealth Management credit business.

What is in it for you?

We thrive on the challenge to be our best - progressive thinking to keep growing and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• Leaders who support your development through coaching and managing opportunities.
• Opportunities to work with the best in the field.
• Ability to make a difference and lasting impact.
• Work in a dynamic, collaborative, progressive, and high-performing team.
• Flexible working and hybrid options fully supported.

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Job Skills
Control Monitoring, Operational Efficiency, Risk Monitoring
Additional Job Details
100 BISHOPSGATE:LONDON London United Kingdom 35 Full time WEALTH MANAGEMENT Regular Salaried 2024-10-10 2024-10-18