About UOB

About the Department

Job Responsibilities

• Manage the overall retail credit portfolio within the desired risk appetite framework.
  
• Maintain compliance with UOB credit policies/practices, regulatory policies and prepare, update, and ensure approval of all internal policy and procedure changes, keeping proper change and approval logs.
  
• Continuously identify process improvements and efficiencies to support business unit goals through dissecting issues and making recommendations.
  
• Appropriately assess risk when business decisions are made, identify business opportunities, develop credit tests and risk strategies, balancing risk and return, and work with cross-functional teams to ensure flawless execution of policy tests and strategies.
  
• Develop and maintain the credit risk systems for optimization solutions.
  

Job Requirements

• Bachelor's degree/University degree or equivalent experience
  

• 4-6 years of relevant experience
  
• Experience in consumer lending businesses such as credit cards, unsecured lending, mortgages & car lending, etc. is preferable.
  
• Experience with analytical or data manipulation tools (e.g., SAS, SQL, etc.)
  
• Proficiency in MS Office
  
• The position requires exceptional work ethics, solid communication skills, and ability to multitask and work against deadlines.
  
• Quick learner with excellent communication skills, team orientation, and ability to work with counterparts in different areas.
  
• Demonstrated quantitative, presentation and analytic skills.
  
• Consistently demonstrate clear and concise written and verbal communication in both English & Vietnamese
  

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