Credit Risk Analyst - Credit Manager - Real Estate - Banking
Excellent opportunity to join growing bank in newly created role to oversee Credit Risk function specialising in Commercial Real Estate & Buy To Let mortgages.
As the Credit Manager, you will oversee the credit risk function, ensuring that our credit exposures are effectively assessed, mitigated, and compliant with regulatory requirements. This position is integral to enhancing our credit analysis quality, conducting stress testing, and strengthening governance in lending decisions. You will also focus on business development, engaging with stakeholders to expand our credit portfolio in alignment with our strategic objectives.


Business Development & Customer Engagement:
Develop relationships with potential clients, introducers, and stakeholders to grow our credit portfolio while understanding UK market dynamics


Credit Risk Assessment & Management:
Conduct detailed evaluations of lending facilities, implement credit risk policies, and ensure compliance with regulatory standards.


Credit Analysis & Decision-Making:
Lead the credit analysis process, review proposals, and monitor the credit portfolio to identify and address potential risks.


Regulatory Compliance & Reporting:
Ensure all credit activities comply with PRA standards, prepare reports for senior management, and liaise with regulatory bodies.


Governance & Oversight:
Enhance governance of lending decisions, oversee compliance of in-life facilities, and manage the backlog of annual reviews.


Leadership & Team Management:
Mentor and lead the credit risk team, providing training on credit risk assessment and regulatory compliance.


Commercial Real Estate B2L Buy to Let CRE Credit Risk

Job ID ef-crisk