• To support Retail Bank balance sheet (Assets and Liability) growth, optimize funding cost for income drive and manage RB funding liquidity

• Develop WRB balance sheet (Assets and Liability) strategy, including on and off balance sheet book, to deliver a healthy and sustainable portfolio ;
• Review and forecast B/S development;
• Monitor product lines’ portfolio and provide valuable suggestions for WRB Head and product leaders;
• Manage FDQ and loan quota;

• Review FTP mechanism to improve product margin and support new business acquisition;
• Implement Group FTP policies and assess their impact;
• Analyze portfolio and new booking business funding cost and margin;

• Monitor liquidity with related stakeholders (e.g. TLM and Finance);
• Manage WRB ADR;
• Make efforts for country LCR, MCO and fund arrangement control

• Review and forecast B/S development
• Monitor liquidity with related stakeholders
• Prepare WRB’s inputs to ALCO, Balance Sheet Forum and other relevant forums.

• Develop and embed a high performing culture with specific focus on frontline capacity, capability, effectiveness, productivity and staff conduct
• Set and monitor job descriptions and objectives for the team and provide feedback and rewards in line with their performance against those responsibilities and objectives

• Adherence to laws and regulations, internal risk and compliance policies (including anti-money laundering, sanction, anti-bribery & corruption and relevant FCC risks) and the Group Code of Conduct
• Join related training sessions with proper frequency to keep abreast of latest risk management requirements. Strictly follow all related internal and external regulations and policies.
• Proactively learn and take actions to ensure conduct initiatives well implemented

• Be alert of the regulatory framework in which the Group operates, and the regulatory requirements and expectations relevant to the role remit
• Be responsible for delivering “effective governance”; capable to challenge fellow executives effectively; and willingness to work with any regulatory body in an open and cooperative manner
• Manage regulatory relationships in relation to the business remit
• Be responsible for appropriate escalation to any governance committees or to other stakeholders in senior management, risk or control functions as appropriate

• Display exemplary conduct and live by the Group’s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

• Business segments, WRB, SCB CN
• Business finance, WRB, SCB CN
• Balance sheet management, FIN, SCB CN

• Embed Here for good and Group’s brand and values in China WRB; Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures; Multiple functions (double hats);
• Understand, acknowledge and comply with the requirements on individual accountabilities and responsibilities of the job set out in applicable local laws and regulations as well as SCB internal policies
• Effectively ensure and intensify internal controls by keeping abreast with developments of appliable local laws and regulations on accountabilities
• Perform job duties with diligence, contribute to efforts as an individual or as a team member so as to avoid any actual or potential legal actions, regulatory penalties, material financial loss, or adverse reputational impact on the Bank
• Be responsible for failure to follow relevant rules and processes, failure to properly perform the responsibilities, and implement corrections
• Cooperate with any investigations or reviews on regulatory failure such as accountability review

• Balance Sheet Management
• Treasury Management
• Data Analysis and forecast
• Communication and Interpersonal skills
• Stakeholder Management
• Liquidity Risk regulations and policies knowledge

• Languages - English, Chinese/Mandarin

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.